Underinsured/Uninsured Motorists

Did you know that even if the person at fault’s insurance coverage is inadequate to fully compensate you for your injuries your own insurance may provide additional compensation?

Many automobile insurance policies include what is known as “Underinsured Motorist Coverage” or UIM.  UIM is a part of your insurance policy that kicks in to compensate you when you are in an accident for which you are not at fault when the other person’s insurance is inadequate to fully compensate you for your medical bills, damage to your vehicle, lost wages and pain and suffering.  Call the attorneys at Mickel & Huffman today to discuss your options.

Did you know that even if an at fault person does not have insurance coverage, you may still be able to receive compensation for your injuries from your own insurance policy?

Many automobile insurance policies contain “Uninsured Motorist Coverage” or UM.  UM comes into play when you are injured in an auto accident and the at fault person does not have insurance coverage.  Even though Ohio law requires motorists to carry insurance, many drivers do not insurance on their vehicles.  In the event that you are injured in an auto accident by a driver without coverage, your policy may contain UM which would compensate you for your medical bills, damage to your vehicle, lost wages and pain and suffering.

Call the attorneys at Mickel & Huffman today to discuss your options.